Crypto payments for SaaS products

Automatic recurring payments in USDT, invoices via payment links, and monthly billing — for SaaS with international audiences.

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Benefits

Why SaaS products switch to crypto billing

Recurring in USDT

Stable rate — customer knows the dollar price of every renewal

Auto-retry + dunning

Charge-retry logic and notification flow out of the box

0.2% fee

No card-processing surcharge on top of subscription cost

HMAC webhooks

Signed payloads, idempotency keys, back-off retries

High-risk friendly

VPN, hosting, dev-tools — categories Stripe declines

Static wallet per customer

One address per customer — clean analytics and reconciliation

Billing flow

Subscriptions and invoices without card-on-file

Recurring billing without card-on-file

Customer authorises the subscription once via a static wallet address. Charges run automatically on schedule. No CVV, no expiry-renewals, no 3D-secure rejections. USDT-denominated for predictable pricing.

Subscriptions API docs

Engineer-friendly integration

REST API with Node.js, Python, and PHP SDKs. Webhooks are HMAC-signed, payloads are idempotent, the sandbox is fully wired. Ready-made invoice-flow and subscription-lifecycle examples in the docs.

Sandbox and examples
0.2%
fee from
USDT
stable rate
180+
countries reached
Who it's for

Perfect fit for

VPN services

High-risk category with frequent Stripe rejections. Crypto rails accept payments without issuer rejections, audience is crypto-native.

Hosting and VPS

Cross-border customers, instant provisioning on payment confirmation. Webhook closes the invoice — billing logic is automated.

Dev-tools and API SaaS

Recurring USDT for developer audiences. Teams pay from corporate wallets — no corporate-card setup required.

B2B SaaS with global reach

One pricing tier for customers in 180+ countries, no FX fees, no dependency on the issuer-bank rules of your region.

Details

What you get

Crypto recurring subscriptions

Customer authorises a subscription once via static wallet, charges run automatically thereafter. USDT delivers price stability, BTC suits crypto-native audiences.

Invoices and billing links

Generate payment links with a single API call, send via email or in-product. Customer pays in one tap, invoice closes automatically.

No bank rejections

High-risk SaaS categories (VPN, hosting, dev-tools) often hit Stripe or Adyen rejections. Crypto rails work for every legal use case in 180+ countries.

Comparison

Cryptoway vs Stripe Billing and Adyen

Stripe Billing / Adyen
Cryptoway
Subscription fee
2.9% + $0.30 + 0.5% subscription fee
From 0.2% — no surcharges
Card-on-file
Required; expiry renewals interrupt subscriptions
Not needed — wallet-based recurring
High-risk support
Decline or punitive pricing for VPN/hosting
Any legal category at the same standard rate
Payout cycle
T+2 to bank account
Minutes to your wallet
Dunning logic
Basic; needs Recurly/Chargebee on top
Auto-retry + grace-period out of the box
Case

What engineers say

«Webhooks just work. Idempotency keys, signed payloads, retries — we ripped out our payment monolith and shipped recurring USDT in five days.»
Daniel KimCTO, FlowMeter SaaS
94%
Renewal rate (crypto)
12
Chains supported

FAQ

How does recurring work without card-on-file?

Customer binds a wallet to the subscription. Charges run via signed transactions from their address — they stay in control.

Can we offer a trial without payment?

Yes. Subscriptions can start with a trial period, the first charge fires after it ends.

What about refunds?

Refunds are processed manually from your admin dashboard — send the transaction back to the customer address.

How does dunning work if the wallet is empty?

Auto-retry with back-off (1h, 6h, 24h, 3 days), grace-period is configurable. Customer receives email + webhook on failed charge — you can notify in-product.

Is the sandbox realistic?

Yes — sandbox emulates blockchain confirmations, network latency, and typical failure modes. Signed webhooks, idempotency keys, all production-faithful.

How are customer wallets secured?

Cryptoway is non-custodial — funds route straight to your wallet, we hold zero balances. Every transaction is signed by the customer or your SDK, sanctions/AML screening is built in. SOC 2 Type II audit in progress.

Talk to us

Leave your contacts — a manager will reach out within an hour during business hours.

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